Empowering Employees through Convenient Financial Solutions
The Diaspora Credit Union Payroll Loan & Savings Scheme is a smart partnership between employers and the Credit Union to support the financial wellbeing of employees — whether at home or abroad.
Payroll Loan Facility
Access low-interest loans conveniently deducted from your monthly salary.
No collateral required — eligibility is based on your salary and repayment ability.
Fast approval and disbursement process.
Flexible repayment terms aligned with your payroll cycle.
Payroll Savings Scheme
Automatically save a portion of your salary each month.
Build a savings buffer effortlessly — ideal for emergencies, investments, or long-term goals.
Earn dividends on your savings.
Withdraw at any time or lock savings for set goals (e.g., home, education, business).
Benefits for Employers
Improve staff retention, morale, and productivity.
Promote financial wellness and reduce financial stress.
Partner with a trusted, member-owned financial institution.
Benefits for Employees
Affordable access to credit and structured savings.
