Join a community that empowers Zimbabweans at home and abroad to save, invest, and grow together. Choose your membership tier based on your location and start building financial freedom today.
We are a not-for-profit financial institution owned and governed by our members. Every decision we make is guided by your interests, not external shareholders.
Our focus extends beyond profits — we exist to serve. By pooling resources and supporting ethical financial practices, we help build stronger, more resilient communities both abroad and in Zimbabwe.
We do not pay executive bonuses or dividends to outside investors. Instead, we reinvest all surpluses to improve our services, offer fair loan rates, and deliver real value to our members.
Your total opening balance includes your registration fee, share capital, and initial savings deposit.
| Tier | Registration Fee | Minimum Shares | Initial Deposit | Total to Open Account |
|---|---|---|---|---|
| Diaspora | US $20 | US $50 | US $30 | US $100 |
| Zimbabwe (Urban) | US $10 | US $30 | US $10 | US $50 |
Every member maintains a compulsory monthly deposit to build consistent savings and creditworthiness.
| Member Category | Minimum Monthly Deposit |
|---|---|
| Diaspora Members | US $50 |
| Zimbabwe (Urban) | US $30 |
A small monthly maintenance fee helps sustain account services and administration.
| Member Category | Monthly Account Fee |
|---|---|
| Diaspora Members | US $5 |
| Africa / Zimbabwe (Urban) | US $3 |
